Privacy policy.

Spectrum Exchange Corp.

Last Updated: September 5, 2025

Introduction

Spectrum Exchange Corp. ("we," "us," or "our"), a 1031 Exchange Qualified Intermediary based in Camp Verde, Arizona, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you engage with our 1031 exchange services or visit our website (https://www.spectrum1031.com/). By using our services or website, you agree to the terms of this Privacy Policy.

Information We Collect

We collect information to provide our 1031 exchange services and improve your experience. This includes:

  • Personal Information: Information you provide when engaging our services, such as your name, email address, phone number, mailing address, financial information (e.g., bank account details), and other information required for 1031 exchanges (e.g., property details or tax identification numbers).

  • Usage Data: Information about how you interact with our website, such as your IP address, browser type, pages visited, and time spent on the site.

  • Cookies and Tracking Technologies: Our website may use cookies to enhance functionality and analyze usage.

How We Collect Information

We collect information through:

  • Forms or inquiries submitted via our website (https://www.spectrum1031.com/).

  • Direct communication (e.g., phone calls, emails, or in-person meetings).

  • Automatic collection via cookies and similar technologies when you visit our website.

How We Use Your Information

We use your information to:

  • Facilitate 1031 exchanges, including delayed, simultaneous, reverse, and build-to-suit transactions.

  • Communicate with you about your exchange, including updates and confirmations.

  • Comply with IRS regulations and other legal obligations.

  • Improve our website and services through usage analysis.

  • Respond to your inquiries and provide customer support.

Sharing Your Information

We may share your information with:

  • Service Providers: Third parties, such as FDIC-insured banks, that assist in facilitating 1031 exchanges by holding funds in dedicated accounts.

  • Legal and Regulatory Authorities: When required by law, such as IRS reporting for 1031 exchanges, or to protect our legal rights.

  • Professional Advisors: Attorneys, accountants, or other advisors involved in your 1031 exchange, with your consent.

  • Financial Entities: We may share limited personal information (e.g., contact details or transaction information) with financial entities for purposes of coordinating services or ensuring compliance with financial regulations. Any such sharing is strictly limited to what is necessary for the intended purpose, and we prohibit the use of your information for cross-selling or marketing unrelated financial products or services without your explicit consent.

We do not sell your personal information to third parties.

Cookies and Tracking Technologies

Our website may use cookies to:

  • Ensure proper website functionality (essential cookies).

  • Analyze website performance and user behavior (analytics cookies). You can manage cookie preferences through your browser settings. If we use third-party analytics tools (e.g., Google Analytics), we will disclose this in updates to this policy.

Data Security

We prioritize the security of your information. Your 1031 exchange funds are held in dedicated, FDIC-insured bank accounts to prevent co-mingling. We also use reasonable security measures, such as encryption and access controls, to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure.

Data Retention

We retain your personal information only for as long as necessary to complete your 1031 exchange, comply with IRS regulations, or meet other legal obligations. Financial records may be retained for up to seven years to comply with tax laws.

Your Rights

You have the right to:

  • Request access to the personal information we hold about you.

  • Request corrections to inaccurate or incomplete information.

  • Request deletion of your information, subject to legal retention requirements.

  • Opt out of marketing communications (if applicable).

 

To exercise these rights, contact us at the details below.

California Privacy Rights (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and to request its deletion. Contact us to exercise these rights.

Children’s Privacy

Our services are not directed to individuals under 13. We do not knowingly collect personal information from children under 13. If we learn we have collected such information, we will delete it promptly.

International Data Transfers

Our services are only offered in the United States. If you are located outside the U.S., your information may be transferred to and processed in the U.S., where our servers and FDIC-insured accounts are located. We ensure appropriate safeguards for any international data transfers.

Data Breach Notification

In the unlikely event of a data breach, we will notify affected individuals and authorities as required by applicable laws.

Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. The updated version will be included on our website and/or included in our exchange documentation with the revised "Last Updated" date.

Contact Us

If you have questions or concerns about this Privacy Policy or your personal information, please contact us at:

  • Website: https://www.spectrum1031.com/contact

  • Phone: 928-284-9840

  • Address: Spectrum Exchange Corp., 1593 S. Rio Verde Lane, Camp Verde, AZ 86322